Trust and transparency are at the heart of everything we do.

Employee Benefits Services for Mid-Sized Companies

Wise leaders know that good benefits programs attract talent to your company and help you retain the workers you have. But when the options are expensive and difficult for employees to understand, they cannot fully appreciate the value you are providing to them.

By listening intently to your unique company needs, we help design a benefits program that serves your employees and their families well. Then we curate the carriers for each benefit to meet your specific requirements, including solutions you may never have considered. We have especially deep expertise in health insurance and 401(k) retirement plans.

Concierge Level of Service

We connect our clients to dedicated advocates who work directly with your employees to answer questions about coverage, help with scheduling medical services, navigate pre-approvals and help minimize out-of-pocket costs while maximizing quality of care.

Employee Education and Empowerment

We are committed to educating your employees on how to use their health coverage, understand what drives up costs, and take advantage of the plan design to lower their personal costs. We believe that comprehensive wellness begins with information and continues by making this information consumable for different learning styles.  By providing detailed data about differences in cost and quality of care between treatment centers (regional hospitals and surgery centers), we can help your employees make fully informed decisions, choose the highest quality care, and control healthcare costs. This adds peace of mind for them and their dependents.


Benefits plan design and administration including:

Major Medical

Dental

Vision

Life Insurance and AD&D

 

Voluntary Life Insurance and  AD&D

Short and Long-Term Disability

Voluntary Worksite Policies (Cancer, Critical Illness, Accident, Long-Term Care, etc.)

401(k) Retirement Plans

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How We Get Paid

Many benefits firms get paid a commission based on the premiums paid.

At the Afekt Company we believe that presents an inherent conflict of interest.

We offer a clear and transparent fee structure for the service we provide, so we have no interest in seeing your premiums increase.

Talk to a benefits guru for free.

 

We Bring the Tech too

If you need support with benefits administration technologies, we can help:

Benefit administration software

EDI or automatic data feeds to healthcare carriers

COBRA administration

FMLA administration

H.S.A., H.R.A. and Flexible Spending Accounts

Integrated Payroll Services or Benefits Connection with major payroll services